All this math gives me a headache...

So... our contract was accepted and we got through the home inspection with flying colors. Yeah!!!! I wish I could say the same about the current interest rates. Ugh... We are scheduled to close three weeks from tomorrow and as of right now, we are less than pleased (to say the least) with our current interest rate. Best case scenario: the rates go down in time for us to re-lock before closing. OK scenario: the rates go down before we close, but we may have to postpone closing for a week. Worst scenario: the rates don't go down until long after we close and we have to refinance sometime within the next year or so. And with all of these scenarios, we still get to buy a house. And that makes me happy. :)